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UNDERSTANDING AUTO GLASS INSURANCE: COMPREHENSIVE VS. FULL GLASS COVERAGE

When you are driving down the road, the last thing you want to deal with is for a rock to hit your windshield and create damage that can turn into a bigger problem. Whether it stays as a chip or turns into a crack that stretches across your windshield, a trip to the auto glass company can cost hundreds of dollars.

Knowing how comprehensive insurance and full glass coverage work can make all the difference, so keep reading to find out more information!

WHAT DOES COMPREHENSIVE AUTO GLASS INSURANCE COVER?

Comprehensive coverage is an optional choice on your automotive policy and will cover issues, not from collisions. This choice covers natural events like hail and other conditions such as theft or fire.

In most cases, the auto glass replacement benefit will only start once the full deductible has been met. The coverage can vary from state to state, and in some cases, windshield replacement may already be included in the policy, so check with your insurance provider.

IS FULL GLASS COVERAGE WORTH THE COST?

Full glass coverage is an option that is available to be added to the comprehensive policy, which can prevent paying for the deductible portion if there is a repair or replacement. In most cases adding on the full glass coverage can be affordable and worth the extra investment each month.

To determine if you want to have this added to your insurance, you will have to consider the area you live in. Environments where you use gravel roads frequently or need to park on the street would be a good indicator. Or, if the environment is prone to hailstorms, then the full coverage might be worth it because you have an increased risk of having damaged or broken windows from them.

WHAT ARE THE COSTS?

Another thing you want to consider is what the total cost would be to do a complete replacement on your windshield. The deductible might be much higher if there needs to be a full replacement, so it might not be worth the additional cost. However, if there is no deductible required to replace or repair, it might be worth adding to the policy.

CHOOSE ZENITH AUTO GLASS FOR SERVICES IN THE NORTHLAND

Understanding how comprehensive and full glass coverage work can help give you a better idea of what you want to invest in. It is also good to know that you have a locally owned company specializing in auto glass repair and windshield replacement.

If you need a repair or replacement, we are here to serve you with the highest-quality customer service around, so contact us or give us a call at 218-275-5555 today.

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